Rent vs Buy Calculator

Life Planning

Compare the long-term financial outcome of renting versus buying under your local cost assumptions.

Enter the values you know. Required fields should be completed first, and optional fields can be left blank if they do not apply to your situation.

Home price Required

Monthly rent Required

Time horizon years Required

Down payment Required

Mortgage annual interest % Required

Mortgage term years Required

Annual property tax Required

Annual home insurance Required

Annual maintenance Required

Annual HOA fees Required

Annual rent increase % Required

Annual home appreciation % Required

Annual investment return % Required

Closing costs Required

Selling cost rate % Required

Calculating...

The top cards show the most important answers first. Detailed schedules, scenario tables, and supporting notes appear underneath for deeper review.