Auto Loan, Lease vs Buy Calculator

Debt & Financing

Compare financed purchase, cash purchase, and lease scenarios including depreciation and resale value.

Enter the values you know. Required fields should be completed first, and optional fields can be left blank if they do not apply to your situation.

Vehicle price Required

Sales tax % Required

Fees Required

Down payment Required

Loan interest rate % Required

Loan term months Required

First repayment date Optional Optional. Add repayment dates to the finance schedule.

Lease monthly payment Required

Lease term months Required

Lease due at signing Required

Annual depreciation % Required

Years owned Required

Calculating...

The top cards show the most important answers first. Detailed schedules, scenario tables, and supporting notes appear underneath for deeper review.