Loan Amortization Calculator

Debt & Financing

Generate a payment schedule with principal, interest, extra payments, and remaining balance.

Enter the values you know. Required fields should be completed first, and optional fields can be left blank if they do not apply to your situation.

Loan amount Required

Annual interest rate % Required

Loan term Required Enter the numeric length, then choose whether that term is in days, weeks, months, or years.

Term unit Required

Payment frequency Required Choose how often repayments are made each year.

First repayment date Optional Optional. Add repayment dates to the schedule.

Extra payment each period Required This extra amount is added to every payment using the selected payment frequency.

Calculating...

The top cards show the most important answers first. Detailed schedules, scenario tables, and supporting notes appear underneath for deeper review.